Mortgages with Neeraj Kumar

Neeraj
Your Trusted Mortgage Broker to Smart Home Financing
After seven plus successful years helping families buy and sell homes as a licensed Realtor, I’ve now expanded my services to include Mortgages – offering a one-stop solution for your real estate and financing needs.
Neeraj
Why Work With Me?
Real Estate + Mortgage Expertise
Having been in the real estate trenches since 2018, I bring a practical, well-rounded perspective to the mortgage process. I understand what matters to homebuyers – and how financing decisions can impact your long-term goals.
Community-Focused Approach
As someone deeply involved in community and cultural initiatives across Metro Vancouver, I know how important trust and relationships are. I treat your journey as my own and prioritize your peace of mind.
Personalized Mortgage Solutions
Whether you’re a first-time buyer, upgrading, refinancing, or investing, I’ll help you understand your options and guide you to the best-fit mortgage-without the jargon or pressure.
Access to a Wide Range of Lenders
I work with a large network of banks, credit unions, and private lenders—so you’re not limited to just one option. I shop around so you don’t have to.

Neeraj
Services I Offer
Mortgage Pre-Approvals
Renewals & Refinancing
First-Time Home Buyer Guidance
Self-Employed & New-to-Canada Mortgages
Investment Property Financing
Let’s Make Your Financing Experience Stress-Free
Neeraj Kumar is here to simplify the numbers, clarify the process, and help you feel confident every step of the way. Contact Neeraj Kumar Mortgages to schedule a free consultation!
Articles
Mortgage Blog
A Simple Home-Buying Guide for Newcomers from India Living in BC
Moving from India to British Columbia is a big milestone filled with new opportunities — and for many families, buying a home is one of the first major goals. But the Canadian mortgage process is very different from what we’re used to back home. Words like credit…
Top 5 Mortgage Tips for First-Time Homebuyers | Neeraj Kumar
Buying your first home is an exciting milestone, but navigating the mortgage process can feel overwhelming. Here are the top five mortgage tips to make your journey smoother: 1. Check and Improve Your Credit Score Your credit score plays a significant role in…

